Individuals and Family Insurance

Health Insurance for Individuals
and Families

Health insurance for individuals and families is available through the marketplace, otherwise known as the Affordable Care Act. The Patient Protection and Affordable Care Act was signed into law by President Obama on March 23, 2010. The ACA significantly changed the healthcare system in the U.S. by eliminating pre-existing conditions and making health insurance affordable through government subsidies. There could be many reasons as to why you are not covered through an employer group plan.

For example, if you are self-employed, if the coverage through your spouse’s group insurance is too expensive, or you might be a student, or unemployed, or working part-time. All of these are reasons as to why you might not be covered under group health insurance. No worries, the agents at Affordable Health and Medicare Insurance will help you and your families find affordable coverage.

Coverage options for the

When you fill out a Marketplace application, you’ll find out if you qualify for premium tax credits and other savings on a health plan. This will be based on your income and household size. You will also find out if you qualify for free or low-cost coverage through the Medicaid and CHIP programs in your state. This will depend on your income, household size, and other factors.

In the Marketplace you can choose from several categories of coverage, from plans with low premiums that mainly protect you in worst-case scenarios to plans where you’ll pay more each month but less out-of-pocket when you get health care services.

Quote and Enroll: Simple, Easy and Fast

At Affordable Health and Medicare Insurance, we have made applying for health insurance easy and simple. Click on this LINK to shop for plans and enroll and to find out whether you can qualify for a subsidy that will make your health insurance premiums more affordable.

Understanding Your Options:

The health insurance marketplace can be very confusing. As licensed health insurance agents, we know the “ins and outs” of the various plans on the marketplace. We can look at your situation and recommend the best option.

As independent agents, we can present all the options to you. We serve our friends and neighbors in the Woodlands, Magnolia, Waller, Conroe, Tomball, Hempstead and in the surrounding counties find the best option in a major medical health insurance plan.